In today’s time everyone thinks of earning his first 1 crore and this is the dream of most of the people especially when you do not have any money network or support system but the truth is that 1 crore is first created in your mindset and not in the bank account because before anyone reaches anywhere, his thoughts reach there.

So if you are in your 20s, then this is a good time to build a strong millionaire mindset, that is why in this article you will get to know about those crore mindset habits and actions which you can adopt without investing a single rupee and this will take you towards crores in the next few years and will make you financially strong.

How to Build 1 Crore Mindset in Your 20s (Even Without Money or Investment)

1. Think long term – Not quick money

Here in this journey the most important point is to know that one should not run after hurry or quick way at all. Most of the people in the pursuit of making quick money get caught in scam crypto trading reels or schemes told by someone and start running after them and later the result is that they lose even the money they had.

You should always keep in mind that to earn one crore you need patience. For this you first need to learn a skill in 1-2 years whose result you see in the next year, so first you should learn a skill first. Is it that you want to waste your money in some scam or gambling.

2. Learn skills that the market pays for

Look now because here skill is the biggest capital, when you have some skill only then they give you money in exchange of it, you may not have money but if you have a skill then you can earn easily from anyone in the world.

High income skills (Free to Learn):

• Content writing
• Video editing
• Digital marketing
• SEO
• Public speaking
• Affiliate marketing
• Sales
• Creating contents

You can learn all these absolutely free on big platforms like YouTube, Google and ChatGPT.

3. Master time management like an entrepreneur

Now, since earning 1 crore is not that easy but it is not difficult either when you know how to manage your time, people earning such huge amounts do not waste their time, you should know this that your mind is a business and every second is an investment, so to earn good money you will have to work hard and give your time.

Start doing this:

• Daily to do list
• Use google calendar
• Avoid 3+ hour daily on reels or entertainment
• Track your screen time daily

4. Build strong discipline not just motivation

You will not feel motivated daily because motivation can only last for a short time; it will disappear later, so depending on it will not be a right way; for this you will have to remain disciplined; however, this does not mean that you do not need motivation; you should take a little external motivation and do your work a little bit every day in any situation; after that the motivation you will get from your work has a different benefit for this-

By setting daily non negotiables:

• 1 hour learning
• 1 hour building skills (like insta, youtube and other projects)
• 30 minute reading a book

5. Start building digital assets (Zero Investment)

Now because nowadays everyone uses social media platforms and whoever creates content on these platforms earns good money, that is why Instagram, YouTube, Google, LinkedIn profile, all these are your digital assets, here initially you need to put content in whichever field you are interested in, and after some time when you start getting money, then here you get money even while sleeping, now for this you have to put only the best contents and maintain patience, you should not do anything in a hurry.

Start today:

• Create a YouTube channel
• Instagram niche page (like fitness, lifestyle, growth)
• Create a website on blogger or WordPress and post text contents
• Write value driven threads on X

6. Learn to sell yourself with growth-focused content and people

You should know how to sell yourself if you are creating your own content, then you have to think how people will buy your created services or contents. To earn money you have to sell your work, for this you need to focus on making your mind smart and sell your ideas, services and products, for which it is important to focus on quality as well, be it your voice or acting.

Improve for free:

• Speak in front of the mirror
• Record your voice daily for 2-3 minutes
• Read self improvement books

7. Surround yourself with growth focused content and people

Now, since keeping a strong mindset is not that easy, for this you will have to create a strong environment because whatever you see, hear, read around you you will become like that, you will become like the company you keep, for this you have to stay away from reels or toxic contents and follow good people, after that your algorithm itself will be designed like that.

Consume these things:

• Podcasts (like The Ranveer Show, Ankur Warikoo, Think School)
• Growth books (Atomic Habits, Rich Dad Poor Dad, Bhagwat Geeta)
• Productive reels (but limit time)

8. Know the formula: 1 Crore = 1 Skill × 1 Audience × 1 System

Now you will think what is this, so let me tell you that with the help of this formula here, you can easily understand the whole money making scenario in short term, so let’s break it down-

Skills: That makes you earn money

Audience: Who will pay you for that skill

System: That scales and automates your work

So if you have reached here then definitely you must have learned a lot. Earning 1 crore seems like a big goal but you can achieve it easily by investing your mind and time in the right place.
Every day can take you closer to 1 crore or far from it, it depends on how smartly you learn things and take action-

Start now-Build slow-Think big 

Because for this there is no need to show off but you will have to silently create your own empire.

Apart from this, you can definitely ask your dreams or any other questions that come to your mind in the comments below and keep exploring dt covers for such helpful and amazing contents.